CELSIOR
Loan in Emalahleni

XCELSIOR is a privately owned registered credit provider in South Africa. Our management team boasts 15 years of combined experience in specifically the loans sector of South Africa’s financial services industry. Our infrastructure, market insight and focus on customer service create a solid foundation for expansion. With a product that will always be in high demand, we aim to expand our loan industry revolution to becoming South Africa's leading secured lending company. It is quick and trouble free, and your interests are amazing. What really impressed me most was your warmth and respect for your clients. The other thing is that XCELSIOR showed a lot of patience and one will always feel relaxed. XCELSIOR provides short-term loans to clients that need cash flow fast. Our unique loan model is particularly beneficial to clients who need instant bridging finance or who are not considered credible by mainstream financial institutions. XCELSIOR offers loans against motor vehicle assets (cars, trucks, caravans, bikes and even motorised sports vehicles, like jet skis). These assets are used as collateral and ownership remains with our clients. All vehicles are safely stored in a secure facility and returned upon settlement of the loans. This allows clients to acquire instant cash, without disposing of their valuable assets. Should a client be unable to repay a loan, we sell the asset through our associated vehicle traders. Because of our unique approach, unlike banks, we do not conduct any affordability assessments and thus welcome clients who are currently blacklisted. Your valued asset will be kept in a secure storage facility, with 24-hour video surveillance, strict access control and electrified perimeter fencing. We can either collect your vehicle or you can personally deliver, in order to inspect the premises. All vehicles are returned to their owners in the same conditions as what we receive them in. We highly respect your privacy and guarantee absolute discretion throughout the loan process. Due to our unique business model, no background checks are done and loans can be approved even if you are blacklisted. Our ethical process is completely transparent and involves no hidden costs or nasty surprises. Assessment: We quickly assess the asset that you put up as collateral to determine the loan amount you qualify for. Within minutes, the size of the loan is calculated from the value of your vehicle, truck, bike or motor sport vehicles. Based on this assessment, we will loan you up to 50% of the asset’s value. You can have access to the cash within 30 minutes of starting the application process. Storage of Vehicles: We will collect your security asset, or you can deliver it to us personally. As soon as you wish to settle your loan, we return your security in the same condition as we received it.